Launched on September 17, 2023, by Prime Minister Narendra Modi, the PM Vishwakarma Yojana aims to uplift traditional artisans and craftsmen by providing them with financial assistance, skill development, and market integration. The scheme’s primary objective is to recognize and support the invaluable contributions of these individuals to India’s economy and cultural heritage.
| Scheme Name | PM Vishwakarma Yojana |
| Launched By | Prime Minister Narendra Modi |
| Launch Date | 17th September 2023 |
| Governing Body | Ministry of Micro, Small & Medium Enterprises (MSME) |
| Target Beneficiaries | Artisans and Craftsmen in the Unorganized Sector |
| Number of Beneficiaries | 1 Crore+ Artisans |
| Loan Amount | ₹1 Lakh (1st Loan), ₹2 Lakh (2nd Loan) |
| Interest Rate | 5% |
| Toolkit Incentive | ₹15,000 |
| Training Stipend | ₹500 per day |
| Digital Transaction Reward | ₹1 per transaction (up to 100 transactions monthly) |
Eligibility Criteria
To benefit from the PM Vishwakarma Yojana, applicants must meet the following criteria:
- Age: Minimum of 18 years at the time of registration.
- Occupation: Engaged in one of the 18 identified traditional trades, self-employed in the unorganized sector.
- Loan History: Should not have availed loans under similar central or state government schemes in the past five years.
- Family Participation: Only one member per family is eligible.
- Employment Status: Individuals employed in government services and their family members are not eligible.
Identified Trades Under the Scheme
The scheme recognizes 18 traditional trades eligible for benefits:
- Carpenter
- Boat Maker
- Armor Maker
- Barber
- Blacksmith (Lohar)
- Hammer and Tool Kit Maker
- Locksmith
- Goldsmith
- Potter
- Fishing Net Maker
- Sculptor/Stone Carver/Stone Breaker
- Cobbler/Shoemaker/Footwear Artisan
- Mason
- Basket Maker/Basket Weaver/Mat Maker/Coir Weaver/Broom Maker
- Doll and Toy Maker (Traditional)
- Garland Maker
- Washerman
- Tailor
Benefits Offered by PM Vishwakarma Yojana
The scheme provides a comprehensive support system to artisans and craftsmen:
- Recognition and Certification
- Beneficiaries receive a PM Vishwakarma certificate and ID card, officially recognizing their skills and trade.
- Skill Development Training
- Basic Training: 5-7 days (40 hours) with a stipend of ₹500 per day.
- Advanced Training: 15 days (120 hours) for interested candidates, also with a ₹500 daily stipend.
- Toolkit Incentive
- A grant of ₹15,000 to purchase essential tools and equipment post-training.
- Financial Assistance
- First Loan: Collateral-free loan of ₹1 lakh, repayable within 18 months.
- Second Loan: An additional ₹2 lakh upon timely repayment of the first loan, repayable within 30 months.
- Interest Rate: Concessional rate of 5% per annum.
- Digital Transaction Incentive
- ₹1 per digital transaction, up to 100 transactions monthly, promoting digital literacy and financial inclusion.
- Marketing Support
- Assistance with quality certification, branding, promotion on e-commerce platforms, participation in trade fairs, and advertising to enhance market reach.
Registration Process
To enroll in the PM Vishwakarma Yojana, artisans and craftsmen should follow these steps:
- Visit a Common Service Centre (CSC):
- Carry essential documents: Aadhaar card, mobile number, bank details, ration card, caste certificate, and passport-sized photographs.
- Complete Mobile and Aadhaar Verification:
- CSC officials will assist with mobile verification and Aadhaar eKYC.
- Fill Out the Artisan Registration Form:
- Provide accurate personal and occupational details.
- Obtain PM Vishwakarma Digital ID and Certificate:
- After successful verification, download the digital ID and certificate from the official portal.
- Apply for Scheme Benefits:
- Access various benefits through the Vishwakarma portal using the provided credentials.
| Artisan Registration Form | Click Here |
| Download Artisan Certificate | Click Here |
Verification Process
The registration undergoes a three-step verification:
- Local Level Verification:
- Conducted by the Gram Panchayat Head or Urban Local Body Executive Head, assisted by officials like the Gram Sevak or Panchayat Secretary.
- Document Verification:
- Ensures the authenticity of submitted documents and compliance with eligibility criteria.
- Final Approval:
- Post-verification, beneficiaries receive their digital ID and certificate, enabling access to scheme benefits.
Checking PM Vishwakarma Yojana Status Online
Once artisans and craftsmen apply for the PM Vishwakarma Yojana, they can track their application, loan, and stipend payment status online. Here’s how to do it:
- Visit the Official Portal:
- Go to the PM Vishwakarma Yojana official website.
- Log in as a Beneficiary:
- Click on the Beneficiary Login link.
- Enter your registered mobile number.
- Complete the CAPTCHA verification.
- Enter the OTP sent to your mobile.
- Access the Dashboard:
- Once logged in, you’ll be redirected to your dashboard.
- Check Payment Status:
- Click on Payment Status to see if the loan amount, toolkit grant, or training stipend has been credited to your account.
- Loan Status Verification:
- Navigate to the Loan Status section to check the approval and disbursement details of your financial assistance.
- Confirm Bank Transactions:
- Even after checking online, it’s advisable to verify your bank statement to confirm receipt of payments.
Important Documents Required for PM Vishwakarma Yojana
To ensure smooth registration and benefit disbursement, applicants need the following documents:
- Aadhaar Card – Mandatory for identification and verification.
- Mobile Number & Email ID – Required for OTP verification and official communications.
- Ration Card – Proof of household details.
- Caste Certificate – If applicable, to verify eligibility under reserved categories.
- Bank Account Statement – To facilitate direct benefit transfers.
- Address Proof – Any government-issued document like a voter ID, electricity bill, or passport.
- Passport Size Photograph – Needed for ID card generation and profile verification.
Ensuring that all documents are valid and up to date will help applicants avoid delays in processing.